This arrived in my email today, and it made me smile.
Most insurance carriers specifically exclude “intentional acts and intentional injuries” from both home and personal liability umbrella policies, leaving CCW license holders unprotected for legal fees and civil suits stemming from a self-defense shooting while carrying a weapon under Wisconsin’s new Concealed Carry Law.
Wisconsin began allowing licenses to carry concealed weapons on November 1, 2011 becoming the forty-ninth state to allow concealed carry. Governor Scott Walker signed the Castle Doctrine legislation on December 7, 2011 which grants immunity to the possessor of a firearm who uses their weapon for self-defense purposes while in their home, auto or in the business they own or occupy from being prosecuted or sued for using their weapon in a self-defense shooting situation.
While the Castle Doctrine does provide protection for gun owners involved in shootings occurring in their home, car or business, it does not provide any immunity for the use of a weapon outside of these areas. This leaves a very large void for WI CCW license holders who engage in a self-defense shooting while they are out in public and opens them up to legal fees if charged with a crime or if sued by their target, the target’s family, the business owner where the shooting occurs or other bystanders.
CAFFEINATED POLITICS 
the case in Florida where the idget called 911 and was told not to follow the “suspicious” person with his gun, and then blew the 17 year old African American kid away, and then gave the “right answers” and as of yet has not been charged is worth watching. the person with the gun was well known to police and apparently a crank.
Yeah, gotta love those 2nd Amendment rights…….(upchuck)
This isn’t exactly news to anyone who owns guns. There are all kinds of laws and regulations describing when you can use a gun in self defense. There are standards you need to follow. Just because the law says you can defend yourself doesn’t mean you can shoot first and make up answers later. You still need to prove intent ability and opportunity.
‘Most insurance carriers specifically exclude “intentional acts and intentional injuries” from both home and personal liability umbrella policies……” ‘
The word, “Most” caught my interest. Does anyone know of a single company that provides a homeowner’s policy or umbrella liability policy that covers legal expenses for a self defence shooting inside and outside of the home? Or is a specific concealed carry insurance policy necessary in all cases to be covered for legal expenses for a self defence shooting outside the home?
Ridiculous, imagine some imbecil stalking you to a perfect ambush, and because his family could sue you, defending your life of possibly a staabbing or worse, you haave to just become a sitting duck!!!!! Outrageous, if only police could be there 24-7 to avoid a robbery… But theyr’e not!